Currency exchange in Nha Trang
Where in Nha Trang you can change money lawfully: banks and agents licensed for currency exchange. We do not publish rates — they change every day; check them at the counter or on the bank website. A listing appears only for a place whose status is confirmed. We do not recommend changing money on the street, at unclear outlets or through messengers: under Vietnamese law, currency exchange outside banks and licensed agents is prohibited.
In short
- In Nha Trang we list 9 businesses in this section: ACB, Anh Minh — Vietcombank currency exchange agent (22 Hùng Vương), BIDV and 6 more.
- Updated 14 October 2026.
How to choose
- Exchange money legally — at a bank or a bank's licensed agent. This section lists only those.
- Banks and the Anh Minh agent buy dollars; the Nam Anh desk in Gold Coast only sells foreign currency for dong.
- Ask by phone which currencies they take today — the list changes.
- Why to avoid unlicensed gold shops and Telegram exchangers — see our guide to changing money in Nha Trang, with sources.
ACB
ATMACB's main Nha Trang branch at 80 Quang Trung, with a 24-hour ATM next door. You can send international MoneyGram transfers here. Banks in Nha Trang usually open weekdays 8 am–5 pm with a lunch break 11:30–1:30, closed at weekends. Phone: +84 258 3525 999 (0258 3525 888 also appears).
80 Quang Trung, phường Lộc Thọ, Nha Trang, Khánh Hòa
Sources cross-checked on 1 October 2026
An official Vietcombank currency exchange agent at 22 Hùng Vương: buys foreign cash and pays in dong. It's on the bank's 2022 list but not on Google Maps — don't make a special trip, drop by if you're nearby. No phone or hours listed; bring your passport.
22 Hùng Vương, phường Lộc Thọ, Nha Trang
Sources cross-checked on 30 September 2026
BIDV branch at 11 Quang Trung. A common place to open an account and debit card: in summer 2026 Russian-speaking customers said staff speak good English and help with the paperwork. Call ahead to ask which documents and visa they need now. Opens around 7:30 am, closed at weekends. Not to be confused with BIDV Khánh Hòa at 35 Đường 2/4 — a different branch.
11 Quang Trung, phường Vạn Thạnh, Nha Trang, Khánh Hòa
Sources cross-checked on 1 October 2026
Nam A Bank office inside Nha Trang Center on Trần Phú seafront. A licensed place to change money; call to check which currencies they take today. Open weekdays until 5 pm, closed at weekends.
GF. 10-13/B-C Nha Trang Center, 20 Trần Phú, phường Lộc Thọ, Nha Trang
Sources cross-checked on 30 September 2026
An official Vietcombank exchange agent's desk in Gold Coast mall on the seafront. It only sells foreign currency for dong — you can't sell dollars or roubles here. Listed by the bank in 2022; no phone or hours, so ask on site.
Quầy L1-50, tầng 1, TTTM Gold Coast, 01 Trần Hưng Đạo, Nha Trang
Sources cross-checked on 30 September 2026
A branch of VIB (Vietnam International Bank) on Lê Thành Phương street in the centre, a ten-minute walk from the beachfront. Opens at 8 am. There's a VIB ATM in the same building. It exchanges currency — the branch is on a list of money-exchange places in Khánh Hòa. The branch phone on Google Maps is 0258 7300 368; ask about the rate and documents in advance.
50 Lê Thành Phương, Nha Trang
Sources cross-checked on 12 October 2026
Vietnam-Russia Joint Venture Bank (VRB, owned by BIDV and VTB) at 159 Thống Nhất. Accounts, cards, transfers in dong, roubles, euros and dollars, currency exchange. There's a 24-hour VRB ATM next door — some people withdraw with Russian Mir cards, others fail, so ask at the branch whether your card will work. Opens at 8 am.
159 Thống Nhất, phường Vạn Thắng, Nha Trang, Khánh Hòa
Sources cross-checked on 1 October 2026
Vietcombank
Closed nowA Vietcombank branch at 17 Quang Trung (another branch in town, "Vietcombank Nha Trang", is at 14 Lê Thánh Tôn). You can change foreign cash into dong here during branch hours — bring your passport. They won't open an account on a tourist visa — we checked on 29 September 2026. Foreigners on other visas reported opening one in half an hour with a passport and a Vietnamese SIM; call ahead about your visa. Staff speak English, but forms can be Vietnamese-only and there's no ticket queue. Open weekdays 7:30–17:00 with lunch 11:30–13:30; closed Saturday and Sunday.
17 Quang Trung, phường Vạn Thạnh, Nha Trang, Khánh Hòa
Sources cross-checked on 12 October 2026
The provincial head branch of VietinBank, one of Vietnam's big state banks, on Hoàng Hoa Thám street — a block from the Alexandre Yersin Museum and five minutes from the beachfront. Open on weekdays from 7:30 am to 5 pm. A VietinBank ATM in the same building works around the clock. Google Maps lists no phone for the branch, so ask about accounts or transfers in person.
4 Hoàng Hoa Thám, Nha Trang
Sources cross-checked on 12 October 2026
Comparison: languages and contact
| Business | Area | Russian | English | Messengers | Checked |
|---|---|---|---|---|---|
| ACB | ? | ? | ? | ? | Sep 30, 2026 |
| Anh Minh — Vietcombank currency exchange agent (22 Hùng Vương) | ? | ? | ? | ? | Sep 30, 2026 |
| BIDV | ? | ? | ? | ? | Sep 30, 2026 |
| Nam A Bank — Trần Phú office | ? | ? | ? | ? | Sep 30, 2026 |
| Nam Anh — Vietcombank currency exchange agent (Gold Coast) | ? | ? | ? | ? | Sep 30, 2026 |
| VIB — Nha Trang branch | ? | ? | ? | ? | Oct 12, 2026 |
| VRB — Vietnam–Russia Joint Venture Bank, Nha Trang branch | ? | ? | ? | ? | Oct 14, 2026 |
| Vietcombank | ? | ? | ? | ? | Sep 30, 2026 |
| VietinBank — main branch in Nha Trang | ? | ? | ? | ? | Oct 12, 2026 |
In Nha Trang you can only change currency at a bank or a bank agent with a "Đại lý đổi ngoại tệ" sign. How to spot an agent, roubles and worn notes, when an ATM is easier, and the penalty for street exchange.
Frequently asked questions
Where can I legally change dollars or roubles in Vietnam?
At banks and at agents holding a State Bank of Vietnam certificate for currency exchange — according to Vietnamese press, this can include some gold and jewellery shops. Exchange with private individuals, on the black market or through social networks is treated as a violation. Ask whether the outlet is licensed, and check the official list of licensed agents with the State Bank.
Dollars or roubles: what to bring and what to change
US dollars are the most widely accepted; roubles are taken noticeably less often — banks and licensed outlets do not always accept them. Shops and services in Vietnam price in dong: paying in dollars at cafés and shops usually means a poor conversion. If you hold roubles, ask the bank or outlet in advance which currencies they take.
Are old or crumpled notes accepted?
Often not: outlets and banks frequently refuse torn, damaged, worn or old notes, or offer a lower rate. Bring new, flat notes of large denominations.
Do I need a passport to change money?
At banks, yes, a passport is usually required; licensed agents may differ. Check by phone before you go.
ATM or exchange?
At an ATM you get dong on your card, but your issuing bank and the ATM operator each charge their own fees and set limits. Compare your bank’s terms with the ATM’s withdrawal limit; we do not publish exact figures.
Where can I see the rate, and why no rates for exchange points?
Vietcombank’s official rate is on the "Dong exchange rate today" page: it is the bank’s own data with its update time, refreshed hourly. We do not publish individual counters’ rates: they move during the day, and an out-of-date figure is worse than none. We also do not name "the best exchange": it cannot be verified from public sources, and an outlet’s licence is checked separately.
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